The AARP Insurance Guaranteed Acceptance Life Insurance product can serve as a source of cash to help pay off outstanding mortgages or loan balances. AARP Guaranteed Acceptance Life pays limited benefits for the first two years for death resulting from other than accidental causes. Coverage can be retained for life. Customers cannot be turned down for AARP Guaranteed Acceptance Life from New York Life Insurance Company. Because acceptance is assured (conditions apply), AARP Guaranteed Acceptance Life pays limited benefits for the first two years for death resulting from other than accidental causes. There is no physical examination required, and no health questions to answer. Coverage can be retained for life. AARP members of ages 50 to 80 may apply for this coverage. Spouses of AARP members may apply beginning at age 45.