AARP Insurance provides Hospital Indemnity Insurance - a product that offers customers an affordable hospital indemnity insurance plan providing fixed-cash benefits for expenses. This product is designed to provide supplemental benefits for covered hospital stays and outpatient surgeries. They provide cash benefits for each day spent in the Intensive Care Unit. Choices for the correct plan can be made from 9 levels with benefits paid directly to the customer or health care provider of their choice. No claims forms are required for processing claims - only the hospital bill and are processed in less than 10 days in most cases. Several additional product features can be seen on the company's website based on the area of coverage.