Young Start Life Insurance is a permanent life insurance product of AARP. Young Start Life Insurance is a way to start young children or grandchildren on the road to future financial security. AARP members aged 50 to 80 may apply for coverage for any number of children or grandchildren between the ages of 3 weeks and 17 years. This insurance product's coverage is life long and therefore protects children at all times - regardless of future profession, health or hobbies.