When you are ready to come to the #1 accident insurance provider call me!!!!!!! r_hughes@us.aflac.com, compare us to what you have and you will see the truth!

I'm had this coverage for 3 years and have never needed it. I just recently hurt my elbow at work and claimed on it I got my first check for the initial emergency visit and then 10 visits to therapy and a couple more Dr visits then when I summited the rest it claims I've already met the max. I pay $80 a month and have this whole time and my max benefit is $650. That's not worth it to me anymore. I'm calling them up and asking them what's up.

I'm still undecided on this one. In theory, it's nice to have, but I'm not convinced it's a necessity for me. I've gone 10 years without so much as a fender bender, but was plagued with what if's. So I signed up. The monthly payment isn't bad, but it does add up, especially if it's something you'll have for a long time.

I just added the accident insurance to the coverage i already get from my employer. The premiums are low and i feel safe that when an accident occurs it will be taken care of with out financial stress.