Amegy Mortgage offers different Loan Programs for different circumstances. Some of the bank's loan programs include Fixed Rate Mortgages (most popular), Conforming Loans (most common), Non Conforming or Jumbo Loans (higher limits than permitted by Fannie Mae or Freddie Mac), Adjustable Rate Mortgages (ARMs), Lot Loans for purchase of a home site to be built in the future, and the Short Term Construction Loans. The bank has an online pre-qualification procedure and offers a loan calculator on its website.