I have been a card member since 2004. The services and options that are available to me make it worth my patronage. The low APR even after all this time is what keeps me from closing out the account. I love the rewards available. For my wedding, I used my points to fly a bridesmaid in. The only problem is that because of the higher percentage charged to vendors, not every store accepts American Express. Fortunately, I only use the card for small purchases that I can pay off within the month. This card has made building up my credit score a pleasant experience.