Optima Platinum Card
from American Express

I have been a member of American Express and Optima for more than 20 years.Up till now no problems.I have never been late and was just notified that my interest rate will be goiing up and there is nothing I can do about it, This is so unfair to those of us that have always paid on time and kept our accounts current. I along with everyone else am having a hard time due to the economy. I admi…t I should not have charged so much on this card, but I am 65 and even went out and got another job to help get this paid off. With the interest rate raised it will take me longer to pay it off.
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I’ve had my Optima Platinum American Express for over 20 years now. With the points I have received from using my card for purchases, I’ve been able to get a free espresso maker among other things. I remember when I was a young woman and applied for my first “gold card” - it took me 3 tries, but the day I received it - I threw a party for my friends! I had finally “Arrived” into …adulthood.
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I have had this card for some time now. I love AMEX. They treat me like a king. Most places accept AMEX now. I also have a visa for the places that do not accept AMEX, but I hate my visa.

Staff

The Optima card is a standard AmEx charge card. It has a credit limit, you can carry a balance, you can sign it up for a rewards program for a fee if you choose. It's nothing special in my opinion.