You can earn interest on your balance with the Advantage Plus Checking account (though how much isn't clear from the website; you need to go to a branch office to get the current yields). You'll also get a free Platinum MasterCard® Check Card, free online banking, and overdraft protection. To avoid maintenance fees, you must keep a $1,000 minimum daily balance or maintain a $5,000 average monthly balance in combined deposit accounts, or have $25,000 in combined, outstanding loan, line or credit card balances (excluding your first mortgage balance).