Associated Bank's Holiday Savings Account is intended to help you save money for the holidays. A minimum $25 opening deposit is required. You can make additional deposits whenever you choose, or establish an automatic transfer from an Associated Bank checking account each month. On October 15, your savings will automatically be available to you with a free automatic transfer to your Associated Bank checking account. Any withdrawals made before October 15 are subject to a $3 fee. There is no monthly maintenance fee when you have a linked Associated Bank checking account.