The Platinum Circle Checking account provides you with a dedicated, personal account manager and a toll-free priority service number. You'll get a free Diamond Preferred MasterCard® Check Card, an unlimited number of free non-Associated Bank ATM transactions, and free online bill paying and overdraft protection. To avoid monthly maintenance fees, you need to maintain a $10,000 minimum daily balance, or have $50,000 in combined average monthly deposit balances or $100,000 in outstanding loan credit line or credit card balances with Associated (excluding your first mortgage balance).