Bank of America offers short-term and long-term CDs with different minimum balance requirements.
| Type | Today | Week Ago |
|---|---|---|
| 6 month CD |
0.85%  |
0.86% |
| 1 year CD |
1.13% |
1.15% |
| 5 year CD | 2.44% | 2.44% |
| 5 year IRA |
2.40% |
2.41% |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/06/2009 5:02:50 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
I have earned thousands of bucks from bank of america cd's thus far. The short term high risk cd is high yielding; very easy to open with $5000 as the minimum balance while the low risk is well worth as one can withdraw money anytime after an intial few days ! Plus to add the bank of america website is one of the best that I have handled my finances through. The chat with specialist facility lets me chat from work itself.
Bank of America does not have the best CD rates. I had a rather large CD with them and when I did some further research I found that Bank United at substantially better rates. I currently have taken all my accounts elsewhere because Bank of America is full of problems and the poorest customer service around. They are very nice to you until you are having a problem that needs care.
I was very happy with my CD from bank of america. I received excellent customer service while setting up the bank. My needs and options were accounted for. CDs are a great way to make high interest with no risk. I was very satisfied with my bank of america CD.
I was very satisfied with both the customer service I received in the bank and over the phone concerning my CD. They gave me great options of CDs that were available, and helped me choose the one that best fit my needs. The Risk Free CD worked out very well and I plan to continute to use Bank of America for CDs in the future. (It is good to have a CD like this where you can withdraw money in case of an emergency without penalty.)
This is a great CD to earn a solid percentage on your money, while having the flexibility to access it if need be. The bank of america website is top notch.
High minimum but if you want a shorter term CD this is definitely the one to use, very high yield rates.ill continue using BoA
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13% |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
