Keep the Change seems to be the only think that makes Bank of America stand out from other banks. I have to admit it's pretty great. I often feel like I can't put away money in savings because I have so many other obligations, but with the bank rounding up my debit card purchases to the nearest dollar and depositing the rest in my savings account, I'm able to save around $20 a month. It's certainly better than nothing. The 100% matching was great for the first three months, but after that point they only match 5% which is really such a small amount that it's hard for me notice. Plus they only deposit their match once a year, so it takes while to see that money. Still it's a nifty little way to build some savings, especially when you don't think you have any change to spare.

I love this Keep the Change Check card. I did not really believe in this card for saving, but after one month of use, I am astonished that it has saved more than 20 bucks for me. I feel really good that I think I can have a specific checking account in the bank for the saving. I believe this will be pretty interesting. Whats more I recently had my favorite baseball team logo on my card, feel so gooD!!

I love keep the change. It is much eaiser just to round everything up when I am balancing my check book. Not only that, my savings just keeps growing and growing. This is one of the best features BOA offers.

I signed up for Keep The Change with my wife under a student checking account about a year ago. Keep the change works very well by saving the small amounts left over from purchases and placing them into a savings account. I was not impressed by the minimum limits on balances for the Keep the Change account ($20.00). This ended up negating all of our change kept over the entire year when we transferred too much money out of the account. It is an excellent tool for those who purchase many small items, but does not add up to much when you use the card primarily for bills or large purchases.

I LOVE Keep the Change! My husband and I started doing this right after we got married two and a half years ago. We've saved quite a bit of money so far that we probably wouldn't have otherwise saved. It's such a great idea - the same idea as saving your change in a jar at the end of the day. Since we don't use cash much anymore, this definitely makes sense. I'll be keeping this program on my account!

I use my debit card a lot since it's more convenient than carrying cash, so I liked this Keep the Change concept. After my first year, I earned about $70 from Bank of America. Definitely a nice treat to show up on my account balance! The only thing that I didn't like is that since the money is carried over to the Keep the Change account automatically, sometimes I have a tough time estimating how much money is actually currently in my account. Using the online Bank of America services, it's pretty easy to transfer the money back from your Keep the Change account to your regular one though.

Keep the Change is a great idea for those of us who can't seem to actually put aside money for saving. When I enrolled for the program I quickly wished that even when I spent cash at a store, that the change they gave me went into my savings. I would have to say however, that sometimes when money was tight that the transferred money was kind of a hassle because I would have to then transfer the money back in to my checking account. I think though if you have a steady job and you aren't scraping by every month and counting pennies, then this program is definitely beneficial. There are times it transfers more than just change though. Sometimes it transfers more than a dollar and then some change so it is kind of confusing. It is as though the software they use for the program rounds up the dollar or something.

It's sad to say but the Keep the Change Program is the only way I Save money, I save about $30 to $40 every 3 months.
I tie my saving account to the checking account. If you would to save but don't have the will power to do it this is the account for you.

I've been a Bank of America customer for a while now, and when they came out with the Keep the Change program I jumped on it. For the first few months, they match all your savings 100%, so if you use your card often it's worth it. In my first 3 months I saved about 100 bucks. They don't give you your money until you've been signed up for a year, but I can't wait till that day comes!

Great offering. Bank of America will add matching funds to your savings accounts. Now instead of spending it at McDonalds on a $1 item, it's in my savings account waiting for a rainy day. In the course of a year I usually have about $300, which goes towards a special indulgence.