Keep the Change seems to be the only think that makes Bank of America stand out from other banks. I have to admit it's pretty great. I often feel like I can't put away money in savings because I have so many other obligations, but with the bank rounding up my debit card purchases to the nearest dollar and depositing the rest in my savings account, I'm able to save around $20 a month. It's certainly better than nothing. The 100% matching was great for the first three months, but after that point they only match 5% which is really such a small amount that it's hard for me notice. Plus they only deposit their match once a year, so it takes while to see that money. Still it's a nifty little way to build some savings, especially when you don't think you have any change to spare.