The Liberty Gold Banking Package is pimped out with banking perks such as special CD interest rates, a check card with a $0.15 purchase bonus for each transaction using the credit option, deals on the Military Gold Visa Credit Card, and no bank charge for up to 10 non Bank of America ATM withdrawals each statement cycle, just to name a few. There is no monthly maintenance fee if you have a combined minimum daily balance of $15,000 under the same Social Security Number in checking, savings, CDs and IRAs. Otherwise, you have to pay $20 per month with direct deposit and $25 per month without direct deposit. Like all Bank of America Military Bank products, this package is available to active and retired military, Reserve/Guard members, active and retired DoD/government employees, NATO/foreign military, ROTC cadets and immediate family members of all these groups.