This MasterCard doesn't earn you any special golf perks but it displays a pretty picture of a fairway and the LPGA logo. The card earns you Bank of America WorldPoints and Ultimate Access Rewards that can be used for cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates, sports memorabilia, marquee events and more. There's no annual fee and a 0% APR on balance transfers and cash advances for the first twelve billing cycles as long as you don't exceed the credit limit and make your payments on time.