Money Return Visa Credit Card
from Bank of America

We’re calculating how much this card should return while you have it.

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We’re calculating what the card could cost you while you have it. We’ve taken your personal information, the card details, and average spending data to get to this value. If the costs are greater than the rewards, you should look for a card with the lowest cost.

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Don't pay your card off in full every month? This card lets you earn something on that balance. That's right. Every January you'll receive a rebate check equal to 10% of your annual interest charges. The card has no annual fee and it comes with a 0% APR for the first 6 billing cycles (as long you mind the credit limit and make your payments on time.) Plus it comes with all the Visa Platinum Plus goodies. Visit Bank of America »
Money Return Visa
Annual Fee No Annual Fee
Purchase APR As Low As 10.99 % , Variable
Balance Transfer APR 0.00 %
Balance Transfer Period Up to 6 months
Card Type Cash Back
Cash Back percentage Up to 10.00 %
Grace Period 20 Days
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The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 01/07/2009 3:05:30 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Money Return Visa Credit Card Reviews

4.0
Dec 17, 2008 2:33 am

Its always trusted as its from bank of america.This visa card has some great features ... I am looking forward to use it.they are paying back upto 10% cash back and that is with no annual fees. Comparing to other cash back offers I found that this products offer is on top. But only prob is that you'll have to wait for january to get the money and that is you have to wait for long period . But apart from that its quite hassle free and transparent in paying. And best is no hidden terms and conditions which is good.
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4.0
Nov 27, 2008 3:11 am

The cash-back card is a great saving tool and has helped me save quite a bit on my shopping. The cash back happens promptly and is hassle-free.

2.0
Nov 24, 2008 9:10 pm

The money return visa card is helpful in some ways like providing a means of payment for bills and other expenses. However, they do not make it very easy. They work with bank of america to make it easier for me, but I really do not think it helps. I would like to keep track of my own finances. Overall this is a decent card, but I would not recommend it to anybody.

3.0
Nov 21, 2008 2:13 am

Hey guys the money return card from BoA is a very good value for money card as to my opinion. It gives a 10 percent cash back on my purchases which is a good thing. Well if you pay the outstanding on the dot every month the high interest rates will not affect u plus u get a decent money back as extras thats good..

1.0
Oct 29, 2008 9:22 pm

Pretty bad deal in my opinion. You get 10% back but you are still paying pretty high in the interest rates. Too high if you ask me. Look for a card with a 0% ARP for a longer period of time, they do exist.

1.0
Staff
Jul 10, 2008 9:45 am

The Money Return Platinum Plus Visa Credit Card from Bank of America just seems like a marketing trap. Say you pay $100 in interest in a year, you get $10 back and end up paying $90 of interest for that year. There are so many other ways to avoid paying interest such as using one of the many 0% APR cards out there, so even if they give you 50% of the interest you paid back, it's still not a good deal.
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