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Money Return Visa Credit Card from Bank of America

Don't pay your card off in full every month? This card lets you earn something on that balance. That's right. Every January you'll receive a rebate check equal to 10% of your annual interest charges. The card has no annual fee and it comes with a 0% APR for the first 6 billing cycles (as long you mind the credit limit and make your payments on time.) Plus it comes with all the Visa Platinum Plus goodies.

Money Return Visa Credit Card Reviews

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IndraB
Newcomer
4.0

Its always trusted as its from bank of america.This visa card has some great features ... I am looking forward to use it.they are paying back upto 10% cash back and that is with no annual fees. Comparing to other cash back offers I found that this products offer is on top. But only prob is that you'll have to wait for january to get the money and that is you have to wait for long period . But apart from that its quite hassle free and transparent in paying. And best is no hidden terms and conditions which is good.

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phriend
FiLifer
4.0

The cash-back card is a great saving tool and has helped me save quite a bit on my shopping. The cash back happens promptly and is hassle-free.

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gregz56
Newcomer
2.0

The money return visa card is helpful in some ways like providing a means of payment for bills and other expenses. However, they do not make it very easy. They work with bank of america to make it easier for me, but I really do not think it helps. I would like to keep track of my own finances. Overall this is a decent card, but I would not recommend it to anybody.

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art_rays
Newcomer
3.0

Hey guys the money return card from BoA is a very good value for money card as to my opinion. It gives a 10 percent cash back on my purchases which is a good thing. Well if you pay the outstanding on the dot every month the high interest rates will not affect u plus u get a decent money back as extras thats good..

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andrewg
Newcomer
1.0

Pretty bad deal in my opinion. You get 10% back but you are still paying pretty high in the interest rates. Too high if you ask me. Look for a card with a 0% ARP for a longer period of time, they do exist.

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Francisco
Staff
1.0

The Money Return Platinum Plus Visa Credit Card from Bank of America just seems like a marketing trap. Say you pay $100 in interest in a year, you get $10 back and end up paying $90 of interest for that year. There are so many other ways to avoid paying interest such as using one of the many 0% APR cards out there, so even if they give you 50% of the interest you paid back, it's still not a good deal.

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