$75 For MyAccess Checking

Big banks will do almost anything to push consumers into more products. And the biggest of all U.S. banks, Bank of America, is now paying current credit cardholders $75 for opening a new MyAccess Checking account. Then, sign up for "Keep the Change" and a savings account and the boys in Charlotte, North Carolina, have you hooked.

Get a Free Bank of America MyAccess Checking account for … $75 and a no fee checking account.

Here’s what you have to do: If you are a current Bank of America credit card holder:

  • Open a new MyAccess Checking account online using offer code CH75TAD.
  • Fund your account within the first month with $25.

After 90 days, you should find $75 more in your account. Usually, MyAccess Checking has a monthly fee of $5.95 unless you have direct deposit. This offer is for a no-fee account. So make sure to hang onto proof of the promotional  offer as well as the $75 in order to keep BofA honest should they “forget.” Note: opening a new checking account at BofA triggers a hard credit check.

No need to rush into anything, this deal doesn’t expire until November 30th .

Expires: 11-30-2008

About My Access Checking

This is a no-frills, low-cost checking account. It's free to open and maintain an account, you can write an unlimited number of checks a month, and no minimum balance is required. Plus, you can manage your funds for free online, at Bank of America ATMs and over-the-phone. This account is designed for someone who hates paying checking account fees and doesn't want to sit down to chit-chat with a personal banker.

My Access Checking Reviews

2.0
Nov 17, 2008 10:12 am

Bank of America is so big it doesn't need to have any sort of customer service. They changed their policy for bounced checks, charging an overdraft fee for any pending transaction if your account goes over at any point - even if it isn't a valid transaction that is pending. They refuse to give back overdraft fees even if they are at fault. If you are living paycheck to paycheck I would look somewhere else for a bank!
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4.0
Nov 13, 2008 4:31 pm

I opened my Bank of America checking account online and it was easy. Overall I've been pretty happy with their service. My only complaint has been a $5 overdraft that I was charged a $25 fee for. It was the vendors mistake but BofA let it go through. I would've been better off having it declined altogether.

4.0
Nov 13, 2008 1:51 pm

I have been a customer for 7 years and I have to say that they have a lot of hidden rules. Just recently since the economic crisis they have been trying to get over on people

4.0
Nov 10, 2008 5:15 am

I opened this account 5 years ago because I got $50 from them if I did. I used it originally for bill pay only. They waived all fees with direct deposit. I have been using it since with no major issues.

4.0
Nov 4, 2008 11:41 pm

I have had a great experience with my Bank of America checking account. The tellers at Bank of America are friendly and there are several ATMs in my area so I can quickly gain access to my checking account. The online banking is easy to use and the Keep the Change program is a wonderful way to easily save money.

4.0
Nov 4, 2008 4:10 pm

I am using BofA for over 2 years now. The best thing i like is the online banking facility. The website is really good and user friendly. I never had any issues with the customer care and all my queries were responded. I will continue doing business with Bank of America.

1.0
Sep 15, 2008 12:03 pm

I have been with BoA for over 5 years now. When I started, their customer service was great. They've gotten too big for their britches now, and it's gone WAY downhill, and they are less than helpful when it comes to trying to recover from ID Theft. I'm looking for a new bank now.

5.0
Staff
Aug 26, 2008 9:32 am

After having a BofA savings for five years, I recently opened this checking account. They waived the monthly fee for the first year and I haven't run into any issues with them so far.

5.0
Krispetchang_1215189895_large
krispetchang said:
Jul 4, 2008 12:50 pm

I have been with then since it was Sea First bank (1992) - don't remember the last time I pay for anything. If there was a problem, I just mention that i have been with them since 1992 and hate to leave, but i will if I don't get my way. I use all their FREE features.

5.0
Jun 18, 2008 1:31 pm

B of A's 'My Portolio' and online banking are great

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