The B of A Platinum Check Card is an excellent card to use in Italy (and maybe abroad) for getting money from ATM's. (I have recently used it at 3 ATM's in Rome to determine if any fees would be attached. I have not used it for purchases yet.)
I took out 100 euro from 3 banks, one was Deutsche Bank, a member of the Global ATM Alliance; the second was Banca Nazionale del Lavoro that prominently displays the BNP Paribas logo, (that makes BNL a participant in the ATM Global Alliance; the third was the Banca di Milano which does not appear to be a member of the Alliance.
1) Conversion rate: The conversion rates for all three banks were $1.2812 / 1 Euro when the trading rate on Bloomberg on TV was 1.2764. $.48 per transaction but this amount would be the same for a $250 which has been the maximum withdrawal per operation for international withdrawals with another debit card from another bank. This is less than 0.3%
2) No fees could be deducted at the ATM machines
3) NO FEES were charged to my Premier Checking Account from which the money was deducted. The account showed $128.12 deducted three times.

Summary: A Premier customer with a Platinum Debit Card may change money at ATM machines at a favorable rate with no fees.

I have made purchases with my other debit card without using the
pin but using my signature and no fees appeared. I think I can also expect n- fees-purchases when using my B of A Platinum card too. The Platinum Debit Card is free and so is it's midget-sized twin card. One can have one's picture on the big Card also for ID protection. From bella Roma-I hope this is of help. Donnytoots

My Platinum Check Card from Bank of America which is linked to my savings account gives me total freedom. Unlike credit cards, I can buy things off the shelves or online without worrying about interest on my purchases. It is also very convenient to use wherever I go for as long as Visa is accepted worldwide. Whenever I travel abroad, I use my check card in withdrawing cash as the exchange rate are higher and charges are cheaper compared to money exchange center

I triple love my check card. It has never failed me, as it is very durable. The ONLY time that I have ever had any trouble from it, was when I left it in my vehicle in the middle of the summer in the America South. A quick swipe, that can be credit or debit, and a personal picture to ensure identity theft has me a faithful customer and/or user of this card.

I absolutely love this card. It is processed very fast and can also be used as a credit card, sans interest charges. It is accepted virtually everywhere, being a Visa card. Online banking allows me to use it to pay for things while away in college, since my parents can just transfer the money online.

This card is wonderful, it has worked for me both using it as a debit and a credit card. The online aspect of being able to track your spending acts much like a check book where using the card is like writing a check and you can tell exactly how much is left in your account with up-to-the-minute precision. Being a Visa card, it is also accepted in many places which adds to convenience. I would recommend this card to anywhere where there are B of A ATM's because there are fees associated with withdrawals out of another bank's ATM's.

I have this card even though I only use it for the ATM and never use it as a debit card.