The regular savings account is pretty good enough for me. I dont usually have a lot of money in my savings account so I dont really care about the interest. The savings account in BOA is very convenient to manage since you can do almost all the things you like on line. One disadvantage of this savings account is that the transfers are limited to 6 times a month. If you make more than this number you will get a really polite warning that it could automatically change into a checking account. funnny. lol