Listen up animal lovers! Bank of America will donate 25 cents for every 100 dollars in purchases you make with this Visa card to the Humane Society of the United States. The card also earns you Bank of America WorldPoints and Ultimate Access Rewards that can be used for cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates, sports memorabilia, marquee events and more. There's no annual fee and a 0% APR on balance transfers and cash advance checks for the first twelve billing cycles as long as you don't exceed the credit limit and make your payments on time.