WorldPoints Credit Card
from Bank of America
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We’re calculating what the card could cost you while you have it. We’ve taken your personal information, the card details, and average spending data to get to this value. If the costs are greater than the rewards, you should look for a card with the lowest cost.
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| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 9.99 % , Variable |
| Balance Transfer APR | 0.00 % |
| Balance Transfer Period | Up to 15 months |
| Card Type | Travel/Entertainment |
| Grace Period | 20 Days |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 01/07/2009 3:05:26 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
WorldPoints Credit Card Reviews
I've had this Bank of America (formerly MBNA) mastercard for over 10 years and am a satisfied customer. The 9.9 % APR is better than that offered by many other companies. The credit limit has increased by $20,000 over the years. The WorldPoints is a nice feature that adds to an already good deal.
I've had this card for several years and it is the one I use most. The APR is great and the customer service is great. My limit started at 5000 and has increased to 25,000 , very generous. The rewards arent the best, but I dont use it because of that. I use it because of the APR.
Two years ago I received this card when I signed up for a Bank of America checking account. It was my first credit card and needless to say, in the beginning I said "emergencies only," and of course you know what happened: Everything seemed like an emergency and a type of "Oh, I'll just pay the minimum amount." Well, I am now repaying it back but I have no complaints. They even let me get o…n a payment plan where as long as I pay (a much lower) fixed amount each month. They really worked with me in finding a great option to pay off this credit card and I will never be able to thank them enough for how helpful they have been to me!
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Last year I qualified for this card and I was supposed to ear some points everytime I used it for gas or groceries. I came to realize that it wasn't anything short of not the truth. Other than that, their interest was ok. In my case at least.
This is one of the better aprs I've seen advertised for a rewards card. It's 9.90% which would normally be just alright, but the key here is that it is fixed. Your points can go towards any number of rewards.
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