Bank of Hawaii's Bankoh Home EquityLine is a product that gives the customer the power to borrow when he needs to, and also controlled flexibility on how quickly he can repay it. Features are credit lines from $10,000 up to $500,000, no application fee, as easy as writing a check, low minimum monthly payments during the draw period, no fee to convert all or a portion of your balance (minimum of $10,000) into a fixed-rate loan at any time (only 3 fixed-rate loans may be outstanding at any one time) and interest paid on loan may be tax-deductible (consult your tax advisor). Eligible properties are owner occupied, second or vacation homes, 1-4 family residences (including townhouses and condominium units), rental or investment properties.