Bank of Hawaii's Bankohana - Level I account offers free services, savings, and a complete picture of customers finances. Features include customers choice of checking and savings account options, as well as Bankohana savings, Bankohana Bonus Rate Savings, Bankohana Bonus Rate Savings Plus or the Bankohana Money Market Savings Accounts. A four tier interest rate account is the Bankohana Checking Account. Higher interest rates are available on the Bankohana Time Deposit accounts (CDs) and higher bonus interest rates are available on the Bankohana Bonus Rate Savings Plus accounts as well. The account also provides a preferred foreign exchange rate when buying foreign currency (subject to availability) and the Bank of Hawaii Visa Credit Card and/or Bank of Hawaii rewards American Express.