Bank of Hawaii's Free Checking account includes features such as no minimum balance required (after a $100 minimum initial deposit), no monthly service fees, no direct deposit requirements and unlimited check-writing privileges. Free Features include check safekeeping or check Images, a Bank of Hawaii Visa Check Card, 24/7 e-Bankoh online banking, 24/7 Bankoh by phone, use of conveniently located Bankoh bank machines with Bank of Hawaii Visa Check Card and access to conveniently located branches. Requirements and other restrictions include a minimum opening deposit requirement of $100 and the online account opening is not available in U.S. territories and foreign countries.