Bank of Hawaii's Investment IRA offers a range of investment options to suit the customer's retirement needs. Investments are tax-deferred. Types of Investment IRAs available include: Traditional IRA, Roth IRA, Rollover IRA, and Educational IRA. It's Investment Account options: Pacific Capital Funds IRA - Ideal for investors starting out. Choose from domestic and international stocks, bonds, and money market mutual funds. Minimum investment $1,000. No annual maintenance fee. IRA Advantage Account (CD) - Allows customer's to choose their own selection of stocks, corporate bonds, U.S. Government securities or mutual funds. Minimum investment $1,000. The maintenance fee is waived if three or more commission trades are made annually. Optimum Advantage IRA Created from a variety of professionally selected mutual funds offer distinct levels of risk, designed for the highest returns possible.