Bank of Hawaii's Personal FlexLine is a product that gives a customer an unsecured line of credit for a wide range of needs. Features include providing the funds customers need right now, credit lines of $2,000 - $15,000 and in most cases, the bank will give an answer the same day. No application fee, no balance transfer fee, low minimum monthly payments, free personal FlexLine checks and anytime access via bankoh by phone and e-Bankoh online banking are additional features of this product.