Bank of Hawaii's Personal Money Management Checking account that helps customers earn interest on their checking account balance. Features of this account include a monthly service fee of $7 (is waived if customers maintain the minimum daily balance of $500 or average daily balance of $1,000), unlimited number of checks each month and a choice of free check safekeeping or check images. Free features include a Bank of Hawaii Visa® Check Card, 24/7 e-Bankoh online banking, 24/7 Bankoh by phone, use of conveniently located Bankoh bank machines with Bank of Hawaii Visa Check card and access to conveniently located branches. Requirements and other restrictions are a minimum opening deposit requirement of $100 and accounts below the balance requirement with canceled check return is assessed an additional $2 monthly fee.