Classic Platinum (Average/Limited Credit)
from Capital One
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Capital One's Classic Platinum Credit Card is for people with a limited credit history. There is a 0% introductory APR. After the introductory period there is a variable APR of 14.9%. This card has an annual fee of $19 and a credit limit that ranges between $300-$3,000. This is an excellent card for young people of all types.
Visit Capital One »| Annual Fee | $ 19.00 |
|---|---|
| Application Fee | -- |
| Purchase APR | As Low As 14.90 % , Variable |
| Balance Transfer APR | 14.90 % |
| Balance Transfer Period | Until paid in full |
| Introductory APR | 0.00 % |
| Intro Period | Until 06/30/2009 |
| Card Type | CreditBuilder |
| Grace Period | 25 Days |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 01/07/2009 3:05:37 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
Classic Platinum (Average/Limited Credit) Reviews
I got this card shortly after getting my credit back on track. However after I had this card for one month, I saw an annual fee that was not supposed to be there, this particular card was not supposed to have one. Also, about a month ago I got a notice saying they are changing the way they calculate the minimum payment, it's a bunch of different percentages all added up, instead of a set amount… like $15. Very confusing. But before then it was basically a decent card. Read the fine print before applying
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its a decent card for those who are just starting to enter the world of credit such as someone who has just turned 18 with no credit history or someone who has had a few dings along the way id recommend it as its often offered with no annual fee and the terms are pretty straight forward where as with some companies you have no idea what you are agreeing too the biggest downside i would give thi…s credit card is its lack of a limit increase it seems from my experience and that of others these increases are slim to none but all in all its a decent card for the above mentioned people
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This was the first card I got after years of ruining my credit at a bad bank. They had the best rates at the time, and this card is specifically for people that don;t have great credit. However, make sure you don't overdraw because Capital One's service fees are insane. Other than that, I haven't had any problems
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