I was not happy with capital one. They raised my interest rate and would not work with me. I would strongly advise you stay away from this company!

I have had this credit card since I turned 18, so I've had it for over two years now. I love this card. Capital One is very willing to lower interest rates in place of making your credit line higher. Capital One will give you a pretty low interest rate and they don't charge any yearly or monthly fees. Capital One also reports to the major credit reporting companies and will raise your credit card within the first three payments if you make all of your payments on time.

I love capital one. I have had this credit card for a couple years now and it has treated me well. About a year ago I got my card stolen and someone maxed it out and I panicked. But Wells Fargo took care of it, In fact they are the ones that notices the fraud and contacted me. In the end I did not have to pay a dime and they took care of everything, I am very satisfied with the card and I would recommend it to anyone!