I was trying to establish my own credit without the help of my parents. I was able to obtain my first car loan through this company. It has been great! It's a great feeling to establish my own credit and the company has always been very nice and friendly.

By far the easiest loan I've ever received. I did the entire thing online. Cap one gives you a lower rate if you agree to do auto withdrawal from your checking account which I happily did. In a couple of days I received a "blank check" for the car I was buying at the dealership (there was a "not to exceed" notice on the check).

The dealership took the check as if I was a cash buyer. My payments then went directly to Cap one.

Best of all, the rates are really, really low. I tried to beat it at the dealership but they couldn't!