The Capital One No Hassle Cash Rewards Credit Card is for individuals with an average credit rating. This card earns 1% cash back on all purchases, without a limit to what you can earn. It also features an annual bonus of 25% on cash earned throughout the year. There is a 0% introductory APR with a 16.9% variable APR there after. There is an annual fee of $29 and a credit limit that ranges between $300-$3,000.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 14.90 % , Variable |
| Balance Transfer APR | 14.90 % |
| Balance Transfer Period | Until paid in full |
| Introductory APR | 0.00 % |
| Intro Period | Until 10/31/2010 |
| Card Type | Cash Back |
| Cash Back percentage | Up to 2.00 % |
| Grace Period | 25 Days |
| Reward Information | |
|---|---|
| -- | |
| Conditions | |
| This card is for people with excellent credit. 0% through 02/2010 billing period. Late Payment Fee: Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee. | |
| Benefits | |
| -- |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/07/2009 3:05:19 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
I've had extremely great customer service from Capital One. They've made a lot of my financing decisions easy to use. Their website makes it easy for me to make monthly payments and also to apply for other lines of credit.
I've been rebuilding my credit slowly from bad decisions in youth, and this card definitely helps. I'm not crazy about variable apr's, but I am glad they gave me a chance.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
