The Capital One No Hassle Points Rewards Credit Card is for individuals who carry excellent credit. This card earns rewards towards gift cards and merchandise. At gas stations and major grocery and drug stores this card earns 2 points for each dollar spent. On all other purchases it earns 1 point for each dollar spent. There is no limit on points earned and points earned do not expire. This card carries a 0% introductory APR that becomes 9.9% variable after. There is no annual fee and the credit limit is $500-$20,000.