The Capital One No Hassle Points Rewards Credit Card for Young Adults is for young people with limited credit history. This card earns rewards towards gift cards and brand-name merchandise. For purchases at gas stations and major grocery and drug stores this card earns 5 points for each dollar spent. On all other purchases this card earns 1 point for each dollar spent There is no limit on points that can be earned and points do not expire. There is an introductory APR of 0% that becomes 16.9% variable after. There is an annual fee of $29 and a credit limit of $300-$3,000.