The Capital One Platinum Max Credit Card is geared towards people who have average credit. This card has a 16.9% Purchase APR that is fixed for three years as well as a 16.9% fixed transfer APR that is fixed for three years. There is an annual fee of $19 for this card and a credit limit of $300-2,500.
I too lement the day I recieved and first used my Capital One credit card. They are so happy to increase your interest rate - even if you haven't done anything wrong. I have never once missed a payment but they have reported negatively on my credit report and have raised my interest twice. I have called and spoke with a representative only to be told that they were not required to tell me why and I could call the credit beauru for more information.
I regret ever signing up with Capital One. After having the card for sometime, I wrote that I wanted to cancel the card, however, they refused to cancel it and gave me a bad credit entry even though the card was secured and had a zero balance!
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
