Great card to build credit with. The interest rate is high, but not in relation with other cards for limited history or bad credit. Customer service is fairly good but kind of hard to understand. I like that there is no annual fee. They take care of problems pretty fast and without hassle. Also they have lowered my apr from where it was when I signed up.

I have nothing bad to say about this credit card or Capital One. They have great customer service and when they know they messed up, they admit it quickly and take care of you. The interest rate on the card is a bit high but it is pretty much the standard. Something great though is that after a period of time Capital One will actually raise up your credit limit, given that you havent over burned the card.

I've had my Capital One card for about 5 years now. It was great, as I was just going to college and got it as a back up originally, for emergencies. Now though, the interest rate still hasn't gone down after years of paying it on time. Compared to another credit card I have, I'd definitely go with the other one. Capital One's customer service is quick to get a hold of, but I honestly have such a hard time understanding anybody I talk to, and everything is so scripted it takes forever before they get through their scripted ads to actually talk with you. If you have poor credit, this is definitely a good option. There are just better cards out there.

Capital One's credit card services are great. The interest rates aren't all that great, but I usually pay off my bill every month. My roommate also has this card, and he hasn't had a problem with it either. They have excellent customer service and minimal finance charges.

The company is excellent with dealing with fraudulent charges, but the interest rate is high, and the phone operators are sometimes unpleasant and hard to understand.