I have had this card for 2 years since I was 18. They up my credit limit after 3 months to 500. You can pay the bills online like most website. However, the best part is that you can pay the bills even on a Sunday, which is great unlike my Bank of America card.

After applying for several different credit cards after I turned 18, this one finally accepted me. For someone with no credit the interest rate was pretty low. Everytime I paid it off I got a higher credit limit which gave me a sense of pride every time I would pay it off. The minimum payments always remained low and managable. The only complaint I had was that they never gave me the option of an alert if I went over my credit limit. Otherwise I've been mostly satisfied with this card.

I am well pleased with my Capital One Platinum credit card. As a young adult it allows me to have a substantially low interest rate, and I even get discounts. Last Christmas they stole my Capital One credit card, and I received a new one within a week! They were super helpful, and even caught the person who stole my old one. Thank You Capital One!!