It sucks, they say that every person on dental plan has a minimum coverage of $1500. I Took my son to one of the dentists online and ended up getting the letter that they are not paying for anything. They said the doctor is no longer participating with them! (even though its on thier website!!!) They suck at handling such claims. That was the first and last time i ever used thier insurance! I wouldn't recommend it at all, i mean why would i have the insurance and pay them each month when I have to pay for the whole bill from my pocket!