Celtic's Health Insurance offers individual health care plans for individuals and families. The customers can select the plan with the benefit level and price that works - a) Economical Basic Health Coverage - Celtic Basic is an affordable health care insurance plan that covers the essentials, b) Individual Major Medical Health Insurance - Celticare, Celticare II and Celticare preferred are industry-leading, benefit-rich health plans, comprehensive coverage d) HSA Insurance Plans - Celticsaver HSA provides high-quality coverage coupled with the option to open a health savings account (HSA) e) Short Term Medical Insurance - Celtic Short-Term medical insurance is ideal for filling a gap in coverage and f) Affordable Student Health Insurance Celtic Postgrad provides transition coverage for college students and graduates.
I asked to talk to a supivsor because Celtic is always changing what my deductible amount is. The women said they would contact me in 24 hours. I have not received a call yet. They are refusing to pay for my son's operation that the doctor, hospital and i called ahead to make sure it was covered by them. They told the hospital and I that I had a 3,500 dollar deductible, but when I called them up asking what the explaination of benefits showed, Celtic said I had a 5,000 deductible. I have been paying for this insurance for almost a year, and they have paid nothing close to what I have paid them!!!!
Awful. They hung my pregnant wife, 7 year old son, and unborn daughter out to dry when they found out our daughter was going to be born with a heart defect. They said it was because of a technically wrong answer on the application 7 months earlier. It took them months to file the claims and then they dropped us instead of paying any of it. This is the worst Insurance Company I have ever dealt with.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
