Best checking account out there. No minimum. Competitive interest rate. ATM fees refunded 100% at any ATM in the world with no limit on the amount of fees they'll refund.

Oh, and did I mention it's easy as pie to immediately transfer money from my checking account to my Charles Schwab brokerage or retirement account online all on the same website? And also that I can view my Charles Schwab overdraft credit line and credit card on the same website?

Just makes sense...