I've had a AAA card for over 13 years and used it to transfer balances onto due to the low interest rates, well Chase doesn't like having to loan me money at a low rate and having perfect payment history I don't generate a lot of money for them. So they increased the minimum payment by over $800 per month. When I called them they said the only option for me was to transfer to a Balance Liquidation Plan and pay off the balance and close the card. So after 13 years, I'll lose my card, thanks to Chase, my credit rating will take a hit and I'll lose the available credit. Now Chase will lose me as a customer as I'll move all my accounts away from them.