Federal Stafford Loan
from Chase

The Stafford loan is a type of student loan guaranteed from default by the federal government and comes in subsidized and unsubsidized flavors, depending on your FAFSA application. There are no payments while you're enrolled in school and a six-month grace period after graduation. No credit check is required, the interest rates are generally low and this is a much better option than a straight-up private student loan since the interest rate.

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Federal Stafford Loan Reviews

5.0
Dec 11, 2008 11:01 pm

I had to take out a loan about 2 years ago for college. It wasn't anything big...just $500 to cover one more class. Chase is really good about working with you on a repayment plan. You don't even have to pay back the loan until 6 months after graduation, and as Mark099 said, you do get 0.25% off your interest rate for setting up automatic payments, which is the same route I took like he did. You just have to make sure you stay in school with at least 6 credit hours. They're a seriously good company to deal with any way I look at it.
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4.0
Nov 22, 2008 2:38 pm

If it werent for Chase i would have never gone to college. They were willing to help me fund my education and not be paid back till six months after i graduated. I make a reasonable payment and the interest rate is great. The customer service is fantastic as well. There is always someone there to help you no matter what time it is.

4.0
Oct 21, 2008 3:35 pm

You get 0.25% off your interest rate just for setting up automatic payments. This is also handy for making sure that you make your payments on time so you don't become liable for any fees or anything. As long as you're enrolled in school at least half time, you don't have to make payments til 6 months after graduation.

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Provided by Informa 01.09.09