I had to take out a loan about 2 years ago for college. It wasn't anything big...just $500 to cover one more class. Chase is really good about working with you on a repayment plan. You don't even have to pay back the loan until 6 months after graduation, and as Mark099 said, you do get 0.25% off your interest rate for setting up automatic payments, which is the same route I took like he did. You just have to make sure you stay in school with at least 6 credit hours. They're a seriously good company to deal with any way I look at it.