Like the other cards in the Chase Freedom family, the Freedom Plus Credit Card offers increased reward points (redeemable for cash) for the things you spend the most on. The “plus” is unlimited earning, no caps and no expiration dates on rewards. The $30 annual fee is waived the first year.
The thirty dollar yearly fee is fairly expensive for an annual fee. That being said, Chase offers a great rewards program. Overall, I am verry happy with this credit card!
A great card, IF you spend enough on the categories to justify the $30 fee (and this is not hard for many to do).
Another great feature: this card can be "downgraded" to a no-fee "freedom" card if you find you aren't spending enough to justify the cost. Then later, that card can be upgraded again once your spending justifies the fee.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.60%  |
4.69% |
| 30 Year Fixed | 5.14% |
5.23% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.65% |
3.69% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.87% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.60% | 7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.14%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.68% | 12.68% |
| No Annual Fee Cards | 11.97% |
11.94% |
| Reward Cards | 12.65% |
12.60% |
| Small Business Cards | 10.94% | 10.94% |
| Student Cards | 13.49% |
13.56% |
| Platinum Cards | 12.13% |
12.11% |
