Chase is an excellent credit card for those who use credit for groceries, gas, shopping, and eating out. The rewards points stack up pretty quickly with 3% on the previously mentioned. The customer service is 24 hrs a day, 7 days a week so if there's every a problem you can call in right away. The website is also extremely easy to use and very user friendly.

A great card.

Note that the 3% rewards are now offered only in the top few spending categories, and there is a cap of $600 in spending on each of those.

If you find yourself using your credit card in the same places over and over (gas stations, restaurants, etc.), you can really benefit from this card's generous cash back program. Get 3% cash back in your 3 top spending categories. Plus, your top 15 spending categories will get you TRIPLE reward points.