It is a good card, insofar as the discount is concerned. But they treated me unfairly by cancelling my card, without notifying me. I was paying on time, in full, each month, and I have no other credit problems, so they had no call to cancel the card. I was told that they made an error, and assured me twice that my card was still valid, but when I tried to use it the card was not accepted. In frustration I told them to cancel the card.