In terms of rates, Chase offers the Chase Best Rate option and the Chase No Closing Cost option. For payments, choose between a fixed-rate lock on your payments or the interest-only payment option.
I did not get a down grade I got a freeze. Funny THIER new home value program on thier web site shows my homes worth at 120,000 more then the value the appraisel. We owe 68000 and they will not unfreeze for an additional 10000 do you think it has to do with the 2.89% rate we are paying because right now our home value is also 37%. Chase your loosing business because we let our friends know..
I have just got a form letter downgrading my credit line from $220,000.00 to $75,000. The reason "...weve used a proven valuation method to estimate your home's value..." Unfortunately the method is not stated. My guess is the put there finger in the wind and put their issue in my lap.
If my calculation are correct Chase values my house at 34% of the value we had established and had bargained on in good faith.
Shame on you Chase!!
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
