The Chase Platinum Visa Card is a standard card that fits most people's basic credit card needs. There is no rewards and the annual fee is $0, but does have a 12 month introductory 0% APR on purchases and balance transfer. Super simple line-o-credit. Beware the high interest rate. Features include free online account access to check your account statements and make payment online. This Platinum Visa Card also provides free travel services such as auto rental insurance and $500,000 Worldwide Travel Accident Insurance. The late payment fee is $15 on balances up to $100, $29 for balances between $100-$250, and $39 for balances over $250. Over the Credit Limit fee is $39.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 13.24 % , Variable |
| Balance Transfer APR | 13.24 % |
| Balance Transfer Period | Until paid in full |
| Introductory APR | 0.00 % |
| Intro Period | Up to 12 months |
| Card Type | Personal |
| Grace Period | 20 Days |
| Reward Information | |
|---|---|
| -- | |
| Conditions | |
| Now with BlueprintSM. 0% intro APR. Patented Fraud Protection. Zero Liability on Unauthorized Purchases. E-mail and text alerts. No Annual Fee. *See Card Terms and Conditions. | |
| Benefits | |
| -- |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/08/2009 3:05:11 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
This card has been perfect for me. I had a credit card that I transferred over and was able to pay off before the introductory APR wore off. Saved me a bit of money on interest! This card has been great for me.
I've been using this card for over five years now. It works for me since I always pay my balances in full every period. I like that it has no annual fee and offers easy online access to my statements.
This is a very basic card, which is good for those who don't want all the extra features. Interest rates can be high if you carry a balance though, but with 0 percent APR for the first 12 months, you can save quite a bit transferring your balance to this card.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
