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Platinum Visa Credit Card from Chase

The Chase Platinum Visa Card is a standard card that fits most people's basic credit card needs. There is no rewards and the annual fee is $0, but does have a 12 month introductory 0% APR on purchases and balance transfer. Super simple line-o-credit. Beware the high interest rate.  Features include free online account access to check your account statements and make payment online.  This Platinum Visa Card also provides free travel services such as auto rental insurance and $500,000 Worldwide Travel Accident Insurance.

The late payment fee is $15 on balances up to $100, $29 for balances between $100-$250, and $39 for balances over $250.  Over the Credit Limit fee is $39.

Platinum Visa Credit Card Reviews

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goddessa
Newcomer
4.0

This card has been perfect for me. I had a credit card that I transferred over and was able to pay off before the introductory APR wore off. Saved me a bit of money on interest! This card has been great for me.

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marylaks
Newcomer
4.0

I've been using this card for over five years now. It works for me since I always pay my balances in full every period. I like that it has no annual fee and offers easy online access to my statements.

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Francisco
Staff
3.0

This is a very basic card, which is good for those who don't want all the extra features. Interest rates can be high if you carry a balance though, but with 0 percent APR for the first 12 months, you can save quite a bit transferring your balance to this card.

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