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Roth IRA from Chase

If your income meets the requirements, Roth IRAs can be a great way to make after-tax contributions to your retirement. The trade off is that you don't have to pay IRS penalties or income taxes on the investment earnings when you take money out as long as your Roth IRA has been open and funded for at least five years, you're over 59 1/2 or you're taking out money for a mortgage or due to a death or disability.

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