Cinergy Health Introduces an Affordable Approach to Health Insurance. They specialize in creating and delivering affordable health insurance options for accessing quality healthcare. Cinergy's Health's latest innovation is the Cinergy Health Preferred Insurance Plan. The Cinergy Health Preferred Plans are Limited Medical Benefit Plans. Uniquely designed as an alternative to higher-priced major medical plans, the Cinergy Health Preferred Plans provide first-dollar health insurance coverage for the essential healthcare people need without big deductibles. Cinergy Health Preferred is underwritten by AM Best rated insurance companies within the United States and includes benefits such as hospital stays, surgical procedures, ICU, critical care benefits, rays and diagnostic testing, doctor visits, pregnancy, preventive test benefits, medical accidents, emergency room visits, accidental death and dismemberment benefits.
cinergy health insurance is a good choice for people who looking for good and cheap health insurance. http://cinergyhealthinsurance.co.cc you can read review and description cinergy insurance
The good news is that they just got their product line ripped from the shelves, the bad news is that they just had their product line ripped from the shelves because they left people without medical insurance but instead a lousy discount plan.
there is a good article about them and health markets at http://echealthinsurance.com/blog/
They are a discount plan everyone. You are better off without any health insurance as if you have this it would disqualify you from government assistance programs as the main question on those applications is "have you had any other insurance in the last 6 months." Please if you have assets buy an actual plan if not, buy nothing.
Cinergy is not good. they ripped my father off who is having problems with his prostrate. I sent my mom over to where my husband got insurance. http://www.quotefinder.org
I am looking into CINERGY- They "claim" there are NO deduactables and no-co pay... What I want to know is are their rates fixed? Or do they keep raising them?
Newcomer, you sound like you work for Cinergy, do you?
I went to the A.M. Best Website (http://www.ambest.com/) and when I entered the name Cinergy Health Insurance, I was provided the information from that site, that there is NO RATING for Cinergy Health Insurance!
I hope everyone else checks this information out for themselves!
Enjoy your day Newcomer, but please, if you are going to list information on here, be accurate and don't try to mislead people!
Cinergy covers the bare minimums. They do not cover chemo or dialysis, nor do they cover anything that might be considered catastrophic (auto accidents, chronic health problems, etc.). It is a health maintenance program. I would equate it with maintenance on your car (oil change, tires, transmission fluids, etc.) Just hope your engine does not blow up because it is not covered.
This company is a scam!!! They make you give them your credit card number over the phone in order to sign up and for them to mail you their pamphlet of info. One word of advice - DON'T! I cancelled my insurance two days later after rethinking it and I have not been reimbursed $50 that they claim is a nonrefundable application fee. I was NEVER told that this was nonrefundable and never even opened up the mailed pamphlet. After talking to their customer service operator I have gotten nowhere and have been lied to continuously. I will be calling this company until I can get in touch with a supervisor. Do not use this company!
Help!I pay $800.00 a month for health care through ICHIA. It is a state plan through Indiana. It is the only plan that will take me. Is Cinergy worth using for 4 years until I reach 65? I was on Cobra for 3 years before this. I am a widow and the expense is overwhelming. I know I'm not alone in this situation. Thanks for any input.
This insurance is not worth the money they charge. Cinergy will not pay for a hernia repair surgery. The hernia is the size of an orange and will not go back in and stay, but yet they say that this is not life threatening, it is ELECTIVE SURGERY. What good is the insurance after someone dies due to lack of coverage. I wouldn't have even given them one star.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
