This review is from Health Preferred Insurance Plan from Cinergy Health Insurance
The good news is that they just got their product line ripped from the shelves, the bad news is that they just had their product line ripped from the shelves because they left people without medical insurance but instead a lousy discount plan.
there is a good article about them and health markets at http://echealthinsurance.com/blog/
They are a discount plan everyone. You are better off without any health insurance as if you have this it would disqualify you from government assistance programs as the main question on those applications is "have you had any other insurance in the last 6 months." Please if you have assets buy an actual plan if not, buy nothing.

